"Cash now! The future is too uncertain to leave in other peoples hands.

Cash Flow Central

Pays you Cash for your future payments from:

Mortgage Notes / Trust Deed Notes / Land Contracts / Contract for Deeds
Leases / Business Notes / Annuities / Structured Settlements
Lottery Winnings / Casino Winnings / Royalties

Don't wait for your money! Call or email us now to get your cash.

Cash Flow Central
1488 Owen Dr, Clearwater, FL 33759
Telephone: (877)737-8553 / Fax: (727)499-0911
Email: info@cashflow-central.com

Frequently asked questions

Why should I sell my my cash flow?

Because You Can Receive Cash Today!

If you are receiving payments because you are the holder of a note, mortgage, IOU or other obligation and if that obligation is secured by a business, property, real estate and/or personal/corporate/government guarantee, you have an asset that can be sold for immediate cash.

Cash Flow Central will buy those payments from you for the highest possible cash price today.

There are many reasons to sell your payments for cash today:

To pay off debts where you pay a higher interest rate than you are receiving on the payments.
To make another investment that will provide a greater return.
To invest in a more diversified portfolio that provides greater security than a note, or mortgage.
To relieve the burdens of bookkeeping and payment collections.

Economically it can make sense to sell your payments (Here is an example of why that is so):

If you have a $50,000 mortgage at 10% for 20 years and you are receiving payments of $482.51 per month you have two options:

You can hold and receive the payments.
Or you can be a creative seller of your mortgage, for example: you could sell 84 payments to Cash Flow Central, for $22,957 cash today, then receive the mortgage and the payments back after 84 payments. It would still have a balance of $42,036. You would not lose any of your principal, and would have had the immediate use of the $22,957!!

More reasons to sell your payments to Cash Flow Central:

You won't have to worry about default.
You won't have to worry about IRS income tax reporting requirements.
You won't have to worry about destruction of the property.
You won't have to worry about bankruptcy of the payer.
You won't have to worry about divorce or death of the payer.
You won't have to worry about IRS tax liens against the payer.
You won't have to worry about your note being assumed by a dead beat payer.
Last and by no means least, Cash Is King. When you have cash and are liquid, you can handle emergency situations, take advantage of quick investments and are in a better position to negotiate on anything that you are buying.

How Much cash will you give me for my payments today?

We will usually be able to give you the cash you need. All payment streams are purchases at a discount over the balance remaining due. By paying you with cash now and with cash at a later date we can give you the maximum amount. Often it may be possible to receive the full face value of your cash flow instrument. (see the example above)

The value of a payment stream is determined by many factors, such as: type and location of property, type of interest, market interest rates, and credit of the payor. Clearly, a note secured by raw desert property will be worth less than a note secured by a single family home.

If you call us with a payment stream to sell, we will examine and research it and then offer you the highest possible price, usually with a variety of options for you to consider.

How do I Sell you my payments?

To sell your payments you will need to call us at (877)737-8553 with the following:

Information on the instrument: (remaining balance & monthly payments)
Information on other liens against security: (first mortgages, etc.)
Information on the security behind instrument: ( single family home, unimproved land, equipment, etc.)
Information on the Payor: (payment history, credit)

Who is Cash Flow Central?

Our investment service locates buyers and sellers of payment streams. We have been in business since 1993. The principal, Jim Mertz is a long time investor. He buys payments locally and nationwide. Cash Flow Central has access to an unlimited amount of cash.

What kind of payments will you buy?

We will buy:

1st and 2nd Mortgages
Interest only Mortgages
Balloon Mortgages
Old Mortgages
Mortgages from Estates
Land Contracts / Contracts for Deed
New Mortgages
Business Notes
Annunity / Structured Settlements
Lottery Payments / Casino Payments
Partial Purchases: We can buy some of your payments - for example 24 or 36 payments, and give you cash now. After we collect the payments you sold us, you will collect the remaining payments. This is an excellent way to get cash now, and still receive income later. Or we can buy just the balloon part of your mortgage, and you can continue to receive payments now.
Call and ask if will buy your type of payment stream.

We are very flexible in the ways and kinds of payment types we can buy.

How long before I get my money?

We usually will purchase your payments and get you your cash within 14 working days.

What other costs are involved?

In most cases we pay all costs for transferring your payments to us.

How will I be paid?

cashier's check.

What do I need to do to sell my payments?

Call Cash Flow Central

Cash Flow Central
1488 Owen Dr, Clearwater, FL 33759
Telephone: (877)737-8553 / Fax: (727)499-0911
Email: info@cashflow-central.com

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